- 5 Eligible accounts include TD Bank personal mortgage, home equity or credit card OR an active personal or small business checking account WITH at least three Customer-initiated deposit, withdrawal.
- My Accounts & Profile open menu.
Frequently Asked Questions
ExpandIs TD Mobile Deposit secure?
Setting up Direct Deposit of your Social Security, Supplemental Security Income (SSI), Veteran Affairs (VA) compensation and pension payments is fast, easy and free. You can set up your Direct Deposit by visiting your local TD Bank, going online at the U.S. Treasury Department's Go Direct ® website † or calling the U.S. Treasury Electronic.
Yes, TD Canada Trust offers extensive security features to ensure that you can deposit cheques in a safe and private mobile environment.
In addition, TD Mobile Deposit cheque images are never stored on your smartphone or tablet. For more information, visit our Mobile Apps Privacy Code.
ExpandAm I eligible to use TD Mobile Deposit?
All Customers:
- You must have a smartphone or tablet with a rear-facing camera and the latest version of the TD app is recommended.
- You must have a minimum iOS 8.0+ or Android 4.1.x+ version on your device in order to use TD Mobile Deposit.
For Personal Bank Accounts:
- You must have at least one eligible Chequing, Savings, or Line of Credit account. A Tax-Free Savings Account (TFSA) is not eligible.
- Your business must have one of the following accounts:
- Business Chequing Account
- Business Savings Account
- U.S. Dollar Business Chequing Account
For Business Banking Customers:
ExpandIs my device compatible with TD Mobile Deposit?
First, you must have a smartphone or tablet with a rear-facing camera and have downloaded the latest version of the TD app. You must have a minimum iOS 8.0+ or Android 4.1.x+ version on your device in order to use TD Mobile Deposit.
ExpandHow do I sign up for TD Mobile Deposit?
- Login to the latest version of the TD app
- Locate Deposit in the menu
- Follow the steps to register for TD Mobile Deposit
ExpandHow do I deposit a cheque?
Once you have registered for TD Mobile Deposit, follow the instructions on screen, which
include:
- Select the account into which you’d like to deposit the funds. Cheques must be drawn on a Canadian financial institution. Cheques payable in Canadian currency must be deposited to an eligible Canadian dollar account and cheques payable in U.S. currency must be deposited to an eligible U.S. dollar account.
- Enter the amount of the cheque.
- Sign and write 'For deposit only' and the Account number on the back of the cheque.
- Take a photo of the front and back of the cheque with your smartphone or tablet.
- You also have the option to add a short description in the Personal Memo field.
ExpandWhat should I do with my cheque after I’ve completed my deposit?
After you deposit the cheque, write the date and 'Deposited' on the front and keep it in a safe place for 14 days and then destroy it.
ExpandWhen will my money be available in my account?
Access to your funds is the same as if you had completed the cheque deposit at an ATM. Before you complete the cheque deposit using TD Mobile Deposit, you will see the amount of funds that will be available immediately for use. Refer to the Available Now amount shown on the Verify Deposit screen.
Cheques deposited on a business day up until 11:59 p.m. (EST) will be posted to your account the same day. Cheques deposited after 11:59 p.m. (EST) or on weekends or statutory or bank holidays will be posted to your account the next business day. In each case, availability of funds is subject to the Hold Funds Policy.
ExpandIs there a limit to the amount I can deposit using TD Mobile Deposit?
Td Direct Deposit Form Online
Yes, there are limits on the amount of funds you can deposit on a daily and rolling 30-day basis. You can locate your limit in TD Mobile Deposit under the Amount field.
ExpandIs there a fee to deposit a cheque using TD Mobile Deposit?
There is no fee to deposit a cheque using TD Mobile Deposit to a Personal Bank Account or to a Business Chequing or Savings Account.
If there are changes to fees in the future, we will notify you 60 days in advance.
View full TD Mobile Deposit Terms and Conditions for more information.
Td Direct Deposit Form For Employer
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